Collective Action for
Just Finance
We are a collective of financial activists working to source, amplify, and connect funds, banks, and initiatives that exemplify restorative economics and a transition to a just economy.
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We are building a community of financial activists and transformative funds to practice and push the field of impact-first regenerative investing.
Meet the T25
Our annual list of 25 community-rooted and impact first funds transforming the economy for social, environmental, and economic justice.
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We host regular events to explore finance for justice, and to create and deepen relationships within our community of funds and financial activists.
The Transformative 25 2026 Report is out Now!
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We say
Restorative Returns
Join us in re-creating the language, and practice, of finance, by rejecting the term concessionary returns and instead using restorative returns. Click to read more about why our community is changing the language we use, and the resources that have inspired us.
Upcoming Events
23
Jan
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Meet the Funds: Indigenous-led Funds
We’re kicking off the new year with a webinar featuring some of our Indigenous-led funds! This one-hour webinar offers attendees the opportunity to meet four of our 2026 Funds, learn about their work, and engage directly with fund leaders. Participants will have the...
Meet the Funds: Innovative Finance & Creative Capital Solutions
Join us for our February Meet the Funds Webinar featuring our 2026 T25 Funds! This one-hour webinar offers attendees the opportunity to meet four of our 2026 Funds, learn about their work, and engage directly with fund leaders. Participants will have the chance to ask...
2027 CAJF Gathering
We're thrilled to share the Save the Date for our 2027 Community Gathering! The CAJF gathering is a chance for our community to come together to deepen relationships, exchange ideas, and continue advancing innovative approaches to just and regenerative finance. We...
“It’s always a gift to have your work acknowledged. But being on the Transformative 25 list is more than just recognition: It means we’re part of a community of like-minded financial activists who are working to change systems. That’s the community we want to be part of.”
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Interview with Justin Schwartz, Managing Partner of IMPAQTO Capital
How was IMPAQTO Capital Created? Justin: IMPAQTO Capital was created by Michelle Arévalo-Carpenter and Justin Schwartz as a spin off of IMPAQTO, an ecosystem builder based in Ecuador that has been a key player in the development of the social...
Interview with Carolina Lobo-Guerrero, Chief Financial Officer of Viwala
Jen: How was “Fund” Created? Carolina: In late 2018 Rodrigo Villar and Armando Laborde, founding partners of New Ventures realized the need for an investment vehicle that could help bridge the financing gap for missing middle entrepreneurs. With a grant...
Interview with Brett Isaac, Fund Founder and Executive Chair of Navajo Power
How was Navajo Power Created? Brett: Navajo Power is a majority native owned company that was founded to help address the catastrophic economic impact of the decline of the coal-based economy on the Navajo Nation by developing utility-scale renewable energy...
Interview with Michelle Vassel, Tribal Administrator of Gouts Lakawoulh Hiwechk Fund
How was “Fund” Created? Michelle: Dishgamu Humboldt CLT and the Gouts Lakawoulh Hiwechk (money that makes us well) were both created by the Wiyot Tribal Council. The goal with the Gouts Lakawoulh Hiwechk Fund was to develop a source of funding to be used by the...
Interview with Liz Gamboa, Co-Director of IndigiDAO Fund
Jen: How was IndigiDao Created?Liz: I think we recognized that new blockchain and Web3 technologies offer their users a chance to take sovereignty over their data technologically. This tech also provided an opportunity to exchange goods and services in ways...
Interview with Christy Finsel, Executive Director of ONAC Fund
Jen: How was ONAC Fund Created? Christy: ONAC started the ONAC Fund with an anonymous donation. The ONAC Fund is managed by ONAC and the funds are held with J.A. Glynn Investments in Missouri. Jen: How are your investment funds catalytic in a way that is different...
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photo credit: Revolve Fund